Are You Afraid of the Legal and Civil Consequences of Concealed Carry?

Carrying a gun for self-defense sounds so obvious and clear at first. Once one enters the community of concealed carry they start hearing all the true stories of people who have been arrested, sued, and otherwise harassed by law enforcement, attorneys, judges, and juries.

A few years back in Denver a man got into an argument with a driver who had missed a few cycles of a green light because they were texting. When they met outside of the cars to argue one of them spotted that the other had a firearm under their coat.

When the police arrived they arrested the gun owner for menacing and it took $12,000 and 4 months for the gun owner to get the charges dropped.

He didn't even draw his gun or fire it.

A few stories like this are all it takes to scare away a large number of people from carrying concealed because, after-all, we all know that defending ourselves will likely be the most expensive thing we ever do. Here are some things you need to consider before you allow that fear to stop you from doing what is necessary.

Is it Worth It?

You have probably heard the cliche, “I would rather be judged by 12 than carried by six.”

Carrying a gun is based on the motivation to survive. You would rather be completely broke and in jail for the rest of your life than to have to watch a loved one die or to be killed yourself. The law and the potential legal or civil consequences do not form a framework for decision making.

Having awareness of the law can often serve to give you peace of mind when making decisions to take action but your framework for decision making must be attached to ethical considerations and a personal decision based on what you are willing to risk your life for and what you are willing to defend for.

There ARE things you are willing to risk EVERYTHING for. Think of those people …

You Don't Have to Be a Hero

If you are now considering that while, yes you are willing to risk everything for some people, you just don't think it's worth it for people you don't know, that is OK.

Instructors like us want everyone to consider how they can help to protect “the flock” but ultimately you have the right to choose what you are going to fight for and choose to defend. You are under no obligation to stop robberies or save strangers in dark alleys.

There Are Ways to Minimize Potential Expense and Liability

You don't have to be out on the street fully unprepared. There are actions you can take to minimize risk and minimize potential cost and loss. Here are a few:

  • Learn and practice to conceal your firearm well. A lot of incidents come when weapons are viewed or discerned by strangers.
  • Spend some time in advance considering and deciding what you think is worth fighting for. What are you willing to die for and what is worth risking everything you have to defend?
  • Select in advance and meet with a criminal defense attorney who specializes in firearm related case law and has court room experience. Not only will this attorney give you great insights into local laws and concerns, they will also give you peace of mind in knowing that you have the phone number in your phone for the best person to call should you be involved in an incident.
  • Join all (or one) of the following organizations to take advantage of their programs that limit potential loss and liability

US Law Shield

us law shield logoUS Law Shield is the largest firearm defense legal group in the country. Despite that they are not currently offering memberships in every US State. Check their website (link here) to see if they are available in your state. As a member you get unlimited access to legal defense from top local attorneys. Since attorney fees are almost always the most expensive part of your legal defense it is nice to know that you won't have to worry about that expense when you are involved in any sort of firearm related incident. It's legit and its a really big deal. Check it out.

–>Research and learn more here.

CCW Safe

ccw safe logo

Another company that handles the legal stuff after a defensive gun use, who is also the company with the best track record at defending their members, is a company called CCW Safe. CCW Safe offers excellent coverage at different tiers, and is in many ways because they've actually had boots on the ground, helping their members.


–> Research and learn more here.

Alternatively, please check out the chart we put together comparing all of the self-defense legal programs out there, here.

While the aftermath of the self-defense shooting can certainly be overwhelming, taking the proper steps to be prepared beforehand is the best option.

This is one part in our series of articles about reasons why those with a concealed carry permit stop carrying concealed. Please visit this introductory post to learn more about this series of articles.

About Jacob Paulsen

Jacob S. Paulsen is the President of provides in-person and online firearm training for American gun owners. The Company is currently teaching in-person classes in 25+ states with a team of more than 55 instructors. Jacob is a NRA certified instructor & Range Safety Officer, USCCA certified instructor and training counselor, Utah BCI instructor, Affiliate instructor for Next Level Training, Graduate and certified instructor for The Law of Self Defense, and a Glock and Sig Sauer Certified Armorer. He resides in the Rocky Mountains of Colorado with his wife and children.


  1. David Martin on June 29, 2015 at 9:03 am

    Why are you listing other protective services when I thought CCW was all I needed ?

    • Jacob Paulsen on June 29, 2015 at 9:08 am

      David, your concealed carry permit is likely all you need to legally carry a firearm in the same way that your drivers license is all you need to legally drive a car. That doesn’t mean you are exempt from potential criminal liability if law enforcement feels you have broken a law or civil liability if a private citizen feels you have caused them “damages” despite your legal actions. We recommend these other services to help you financially should you find yourself in court and incur legal fees and other potential costs.

  2. Larry on May 19, 2022 at 8:55 am

    So do my ccw protect me under the second amendment even with felonies

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