For those of you who already have or are interested in purchasing self-defense insurance for yourself and your loved ones (which we very much recommend you do), there is a new tier of coverage being offered by USCCA (United States Concealed Carry Association) that extends your coverage further than they ever have before.
Some of you may have already seen Concealed Carry Inc.'s in-depth look at several different self-defense gun owner insurance programs that we shared a few weeks ago. In it, we spoke of USCCA's top coverage tier being their “Platinum” tier of service. However, as it always does, change occurs quickly in this world, and just like that USCCA has decided to offer a brand new “Elite” tier to its list of clients.
So what does “Elite” really mean? Is it truly an upgrade from the prior top, “Platinum” tier of USCCA service? Well, let's take a look and see.
Some of the biggest upgrades from Platinum to the new Elite come from the damage coverage section, where the amount of coverage received doubled from Platinum's $1,000,000 to now $2,000,000. The biggest plus of this coverage is that while the amount you can receive is twice as much, the price for the service overall only goes up from $30 a month for Platinum to $47 a month for Elite coverage.
Also offered in Elite as a big step up is any bail bonding that may need to take place, which is also doubled from $25,000 to $50,000 as clients move up the level.
And finally, one of the other big gains for USCCA is a portion of self-defense insurance that doesn't get mentioned that often, but can be extremely important and that is psychological support. If you need assistance getting over the stress that can come about from a defensive gun use, Elite coverage offers $6,000 of psychological support, up from Platinum's $4,000.
Now, all of the information and more can be seen straight from the horse's mouth in this handy chart USCCA has provided us.
So as you can see, there is a distinct rise in the amount of coverage you receive across all fronts with this new elite service. It is an additional $17 per month but with the extra coverage, especially that of the court compensation as well as doubling the coverage amount for damages, this looks to be a huge bump up not only for USCCA members but for anyone who has self-defense insurance.
Do you already have self-defense insurance? If so, does this offer appear better than what you currently have? And for those who don't currently have any, does this new and higher level of coverage make you want to purchase any? Let us know what you think in the comments below. To learn more information, find it here.